If you've ever tried to get a straight answer about investing with one foot in the UK and one in India, you'll know the problem. UK finance writing pretends your Indian mutual funds don't exist. Indian finance writing has never heard of an ISA. And nobody explains what having both actually means for your money.
That gap is why this newsletter exists.
Rupee & Sterling is a weekly newsletter for UK-based Indians navigating two economies at once. ISAs and mutual funds, sterling and rupees, two tax systems and one portfolio. If that's your life, you're in the right place.
What you'll get
Occasionally, one development changes more than a headline.
A major shift in markets, technology, culture, or policy can change how money, businesses, people, and opportunities move between the UK and India and ultimately affect the relationship between the pound and the rupee. Each issue takes one important development and goes deeper: what changed, why it matters, how it could play out, and what it means if your financial world spans both countries.
What you won't get
No stock tips. No "this will make you rich." No hype dressed up as insight.
I don't tell you what to buy, and that's deliberate. This approach keeps things honest and encourages you to learn rather than chase. What you do with your money stays your decision. My job is to help you make it with a clearer head.
Who's writing this
I'm an investor who has lived this exact problem for over a decade across both markets and made the expensive mistakes so you can read about them instead of repeating them. This is the newsletter I wish I'd had when I first moved to the UK and realised that none of the usual advice quite fit.
Where to start
Your first proper issue tackles the question that almost everyone gets half-right: whether your next pound should go into an ISA or back to India. Most people answer it with a gut feeling. There's a better way, and it takes four filters.
If you haven't subscribed yet, do it below, and it lands in your inbox this Sunday.
And if you're already in, reply and tell me the one money question about living between the UK and India you'd most like answered. I read every reply, and it shapes what I write next.
See you Sunday.
— Anirudh